The Culture of Buy Now, Pay Later is here

It’s 2019 and Marie Kondo isn’t the only change that arrived on our shores. 


For many Singaporeans, the airing of Marie Kondo on Netflix is a timely reminder for them to tidy up their homes for the upcoming Lunar New Year. There is no doubt that the ‘KonMari’ method is an efficient way for one to organise and simplify their way of living. What if there was a fuss-free and highly-organised technique to manage your expenses as well? 

Here’s another trend that could possibly spark joy in your life. 


Who Are You in Today’s Market?

It’s not surprising to know this: Singaporeans are obsessed with progression and many who live here are almost always leading the hustle life. 

The Planner

Perhaps you are someone who desires stability and security. And you never fail to diligently allocate your wealth according to your monthly expenses. Yet, thrifty as you may be, you still find yourself in the predicament where you lack the funding to purchase the things you want.

The Dreamer

Or maybe you crave a life of meaning and adventures. You are young, energetic and vibrant, and you want to channel your creative zest to conjure content for the masses. Unfortunately, you also lack the funds to secure your equipment to create your viral YouTube videos. 

The Devoted

Alternatively, you could well be a family-oriented person, one who has a stable job and income, yet still lacks the funding to source for that new night lamp or study desk for your beloved child. 

Chances are, you are not alone. But, should you let these circumstances stop you?


Indeed, there are a plethora of payment plans made readily available amidst our evolving economy, with only some that really cater to your needs. You may have heard of the classic ‘Installment payment plan’, or ‘IPP’ for short. It is basically a bank credit card installment plan that offers “0% interest” due over the 6 to 36 months. But, are they really free? 

The answer? No. After all, you still need to fork out money for the processing fee that ranges from 3% to 6%.  That’s not all, if you miss a payment, you’ll need to pay for the late payment charges with an additional interest pinned on the outstanding amount! 


Introducing Hoolah, where The Culture of Buy Now, Pay Later begins

Believing in the ethos of “Responsible Affordability”, the team behind Hoolah strives to help consumers to become better versions of themselves, where they are able to afford the things they need with no added fuss. 

Come to think of it, wouldn’t it be better if you could afford something without having to dip into your (or your partner’s) cash reserves or putting a hole in your wallet? This pseudo-KonMarie method will allow you to just check out on any retailer website without having you to worry about interest, minimal spending, credit checks, and most importantly, waiting time.  

All you need to do, in the meantime, is to use your debit or credit cards to buy the things you want now at NO PROCESSING FEE and NO INTEREST, and pay later via up to 4 equal installments over 2 months. And guess what? You don’t even have to make payments via our local AXS machines or Internet banking!

If this new method of paying doesn’t bring you joy, I don’t know what will.

Head over to hoolah.co to learn more today!

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